CredFlow, a fast-growing fintech platform focused on cash-flow management for small and medium enterprises (SMEs), has received its Non-Banking Financial Company (NBFC) licence from the Reserve Bank of India. The regulatory approval positions the startup to expand its suite of financial solutions, particularly in credit access and working-capital support for India’s business community. With the licence, CredFlow can now extend credit directly, instead of relying on third-party lenders — a move expected to accelerate its growth and strengthen financial inclusion for underserved enterprises.