Cholamandalam Investment

Cholamandalam Investment and Finance Company reported a robust 27% increase in net profit for the third quarter, highlighting steady loan growth and disciplined risk management amid a challenging financial environment. The improved performance was supported by higher net interest income, stable asset quality, and sustained demand across core lending segments. Despite broader concerns around interest rates and credit costs, the company maintained healthy margins and capital adequacy.

Cholamandalam Investment and Finance Company Ltd. reported a notable increase in profit after tax (PAT) for Q3, driven by higher loan disbursements, stable interest income, and disciplined asset quality management. The company benefited from growth across retail and SME financing segments, while maintaining a low non-performing asset (NPA) ratio. Operating efficiency and prudent provisioning contributed to improved profitability.

Cholamandalam Investment and Finance Company Ltd. (CIFCL) reported a 21% year-on-year rise in net profit for the first quarter, driven by strong loan disbursements and improved asset quality. The financial services arm of the Murugappa Group recorded consistent traction across vehicle finance, home loans, and newer verticals such as SME and consumer lending. This growth comes despite macroeconomic headwinds and tighter liquidity conditions in the broader NBFC space.

Cholamandalam Investment and Finance Company Ltd, the financial services arm of the Murugappa Group, has posted strong financial results for the quarter and full fiscal year ending March 31, 2025. Driven by broad-based growth in disbursements and disciplined credit management, the company’s profit after tax surged to Rs. 4,262.70 crore for the year, marking a 25% rise over the previous year. Total disbursements breached the Rs. 1 lakh crore milestone, while assets under management (AUM) expanded by 30% year-on-year.